Key Points What Happened Why It Matters Reader Reality Check (student-loan edition) “Ask the folks with high-interest student loans. They heard the forgiveness talk and stopped paying for months; now some owe more than double with interest/penalties. One guy joked he’s glad the loan helped him get a degree so he can shine at McDonald’s—he’ll … Read more
The dangers of buy now pay later exposed! In the aftermath of every “SALE!” sign and retail stampede comes a debt hangover no coupon can fix. The sequel to our last rant on bogus retail markdowns is the sleazy cousin of the scam: Buy Now, Pay Later (BNPL). BNPL is just the next hit in … Read more
If it’s always on sale, it’s never a deal It’s a retail sales scam, a black Friday hoax. Why is everything on sale? There was a time I found myself between divorces, shacking up in a 4-bedroom house with a single guy who claimed I could stash my few worldly possessions anywhere there’s space. Sounded … Read more